At The Ridgewood Group, we believe that Intelligent Investing should be accessible to all investors, and especially individual investors and their families.  In this regard, please review the detailed information on our approach to investing contained elsewhere on this site by reviewing the topics listed to the left, including Introduction, Our Philosophy, etc.  Unlike institutions, however, individuals, especially affluent individuals and families, often have a broader set of unique and complex needs.

While our implementation of Intelligent Investing and good money management advice is a core foundation (the sine qua non) to the well being of each of our clients,  affluent individual investors are increasingly recognizing that they require assistance with a range of wealth management issues, problems, and opportunities.

Wealth management is broader than just money management because it includes the coordinated utilization of a number of different tools and services in order to identify and meet client needs in a variety of areas including:

• Investment and Asset Management

• Liability Optimization

• Tax Planning

• Estate Planning

• Retirement Planning

• Asset Protection Planning

• Risk Management and Insurance Planning

• Cash Flow Management

• Responsible Wealth, Charitable Giving and Family Values

Diagram Illustrating Our Integrated Approach
to Wealth Management

As with money management, good advice from honest advisors implementing proven principles and watching out for your long-term interests is difficult to find.  In addition, even when skilled advisors are working with clients in one or more of the above areas, few individuals coordinate these advisors for maximum benefit.  This can happen because individuals and families can lack access to the knowledge, experience, planning ability, or time to supervise and optimize the delivery of these services from multiple advisors.

Ultra-wealthy families address these challenges by establishing family offices.  In serving affluent individual investors and families with the above needs, The Ridgewood Group has developed the capability (often in conjunction with best of breed outside providers) to give you access to a complete solution that helps you address each of the components of wealth management.  Working with us, you can know what it might be like to have a personal CFO recognizing issues and coordinating solutions to your needs in conjunction with best of breed providers. 

The Ridgewood Group can play a central role in providing a customized but comprehensive investment and wealth management solution to clients by working with outside advisors of your choice or, if you prefer, those that have been qualified and introduced by The Ridgewood Group.

In serving affluent individuals and families with customized Wealth Management Services, and consistent with our overall philosophy, The Ridgewood Group has designed everything the way we would want it to be were our positions reversed.   We believe that the most important asset that we have is our relationships with our clients and the trust that they have have placed in us to help them make the right choices with respect to their wealth and security.  At The Ridgewood Group, we work hard to insure that this trust is honored by excellence in all that we do for clients.

For many affluent individuals and families, the combination of outstanding investment performance from our brand of Intelligent Investing and the coordination of a number of other tools to address broader wealth management issues and opportunities represents a compelling solution to their long-term wealth preservation, growth, and transfer needs.

For more information on our approach to wealth management/money management and how we can work with you to address your unique circumstances and needs, please call or contact us.